The Loan Program at Miftah Al-Hayat Association aims to provide sustainable financial solutions to support individuals, families, and small business owners by offering affordable loans with flexible terms that help improve their economic conditions and enhance livelihoods.

Program Objectives:

• Economic empowerment of beneficiaries: By providing the necessary financing to start or develop their projects.

• Promoting a culture of saving and responsible financing: Through financial counseling and awareness for borrowers.

• Achieving financial sustainability for the association: By recovering loans and recycling them to new beneficiaries.

• Providing indirect employment opportunities: By financing projects that require labor.

• Encouraging entrepreneurship: Through supporting new ideas and start-up projects.

Target Groups:

• Small and micro business owners.

• Low-income families needing financial support to improve their living standards.

• Artisans and self-employed professionals.

• Women breadwinners seeking to establish home-based projects.